Top 10 health insurance companies in the US


In the usa, there are a number of private healthcare coverage professionals. However, lifestyles/annuity and belongings/casualty insurers moreover write this insurance, regularly called twist of fate and medical insurance, as mentioned through the Insurance Information Institute.

In 2020, the twist of fate and medical health insurance company’s direct written rates reached $1.25 trillion, up by means of the use of almost eighty four% from $680 billion in 2011. The largest 10 insurers collectively wrote fifty five.Three% of the whole US marketplace, constant with the National Association of Insurance Commissioners (NAIC).

Listen in: Sign up for our IB Talk podcasts to get the maximum in-depth insurance discussions

Based on NAIC’s 2020 information, proper right here are the top 10 accident and health insurance groups:


1. UnitedHealth

Direct Written Premiums: $176.7 billion
Market Share: 14.1%

A diverse fitness and nicely-being agency, UnitedHealth Group’s center abilties are clinical understanding, superior era, and records and health information.

UnitedHealth Group serves clients and consumers in the US and extra than one hundred thirty other global places via super systems: UnitedHealthcare gives healthcare coverage and advantages offerings, even as Optum offers facts and generation-enabled health services. The institution invests extra than $4 billion in generation and innovation and techniques approximately 1.1 trillion transactions every year.


2. Kaiser Foundation

Direct Written Premiums: $104.2 billion
Market Share: 8.Three%

Kaiser Foundation Health Plan, Inc. Operates as a non-income healthcare enterprise. The business enterprise gives allergy, audiology, cardiology, dermatology, oncology, hospice, laboratory, nephrology, occupational therapy, pain control, pediatric rehabilitation, and pharmacy offerings. The enterprise serves patients inside the US.


3. Anthem, Inc.

Direct Written Premiums: $seventy six.Nine billion
Market Share: 6.2%

Anthem, Inc. Is a health advantages agency this is devoted to enhancing lives and groups and making healthcare much less complex. Anthem, via its affiliated corporations, serves extra than 106 million people, inclusive of over 42 million within its family of health plans. It aims to be the maximum present day, treasured, and inclusive companion.

The group’s affiliated health plans have created numerous HMOs, PPOs, community-primarily based dental merchandise, various hybrid and strong point products, and health plan offerings that integrate the attributes customers discover attractive with powerful value manage strategies. Individual contributors and agency companies can pick out from essential and complete plans to fulfill their precise desires. A considerable variety of related area of expertise merchandise and special services is likewise to be had, such as flexible spending payments and COBRA administration.


4. Centene Corp

Direct Written Premiums: $seventy five billion
Market Share: 6%

Centene Corporation, a Fortune 500 corporation, is a various, multinational healthcare agency supplying a portfolio of offerings to authorities-sponsored healthcare packages, that specialize in uninsured and underinsured individuals. It operates in 50 states and 3 worldwide markets and has greater than 25 million controlled care members.

Centene operates close by fitness plans and provides a range of medical health insurance answers. Also, it contracts with different healthcare and industrial agencies to offer area of expertise offerings, starting from behavioral fitness, dental benefits, existence and fitness, and pharmacy advantages manipulate to care control software application, correctional healthcare offerings, in-domestic fitness services, controlled vision, distinctiveness pharmacy, and telehealth services.


5. Humana

Direct Written Premiums: $seventy three.Nine billion
Market Share: 5.Nine%

Humana’s cultural basis is aligned to assisting contributors gather their first-class health via providing customized, simplified, complete-character healthcare evaluations. Recognizing that anybody, own family, and network’s healthcare wishes hold to comply, Humana creates modern solutions and sources to assist human beings stay their healthiest lives on their terms – whilst and in which they want it.


6. CVS

Direct Written Premiums: $69 billion
Market Share: 5.Five%

CVS Health is a healthcare innovation company in order to help people on their course to higher health. Through its fitness services, plans, and community pharmacists, it pioneers a new technique to typical health.

CVS has greater than 9,900 retail locations, nearly 1,a hundred walk-in medical clinics, a pharmacy advantages supervisor with about a hundred million plan contributors, a specific healthcare advantages corporation serving approximately 23.Four million medical people, a dedicated senior pharmacy care enterprise serving extra than a million sufferers in keeping with 12 months, expanding specialty pharmacy services, and a standalone Medicare Part D prescription drug plan.


7. HCSC

Direct Written Premiums: $40  billion
Market Share: 3.Four%

Health Care Service Corporation (HCSC), a mutual prison reserve business enterprise, is the most critical patron-owned healthcare insurance organisation inside the US. The corporation serves greater than 16 million people across five states – Illinois, Montana, New Mexico, Oklahoma, and Texas – and employs extra than 23,000 people in over 60 neighborhood workplaces.

HCSC offers a significant style of life and scientific medical health insurance products and related offerings via its associates and subsidiaries, including Dearborn Group, Dental Network of America, HCSC Insurance Service Company, Medecision, Availity, Prime Therapeutics, and TriWest Healthcare Alliance.


8. Cigna Health

Direct Written Premiums: $31.Eight billion
Market Share: 2.5%

Cigna Corporation is a worldwide fitness provider commercial enterprise enterprise with more than one hundred sixty five million customer and affected individual relationships in over 30 nations and jurisdictions. Its coverage plans and merchandise encompass healthcare coverage for people and families, dental insurance plans, Medicare plans, Medicare supplemental plans, exclusive supplemental insurance, and global health insurance.


9. Molina Healthcare, Inc.

Direct Written Premiums: $21.4 billion
Market Share: 1.7%

Molina Healthcare, a Fortune 500 corporation, absolutely makes a speciality of government-subsidized healthcare packages for qualified people and households. The corporation contracts with country governments and serves as a fitness plan offering a massive sort of fantastic healthcare offerings to individuals and families.

Molina offers health plans in California, Florida, Illinois, Michigan, New Mexico, New York, Ohio, South Carolina, Texas, Utah, Washington, Wisconsin, and Puerto Rico. The corporation also offers a Medicare product and has been determined on in lots of states to join in dual demonstration responsibilities to control the deal with the ones eligible for Medicaid and Medicare.


10. Independence Health Group

Direct Written Premiums: $20.1 billion
Market Share: 1.6%

Philadelphia-focused Independence Health Group, along side its subsidiaries, serves approximately 10 million customers in 27 states and the District of Columbia. A zone of its purchaser network is based totally absolutely in southeastern Pennsylvania. The enterprise organization serves numerous enterprise agencies, from small and midsize organisations to country wide corporations.

Among the services the insurer offers are business, Medicare and Medicaid coverage, pharmacy benefits management, people’ repayment, and 1/3-celebration blessings management. The organisation is an impartial licensee of the Blue Cross and Blue Shield Association.